Savings Calculator
Simulate savings growth with compound interest and regular deposits.
Future value
83 259 Kč
Total contributed
70 000 Kč
Interest
13 259 Kč
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Formula
FV = P × (1 + r/12)^(12y) + PMT × (((1 + r/12)^(12y) − 1) / (r/12)); if r = 0: FV = P + PMT × 12y
Example: 10,000 CZK + 1,000 CZK/month, 6% p.a., 5 years → future value over 83,000 CZK
Methodology
Future balance = FV of initial principal + FV of deposit annuity at given rate and frequency.
Example
Start 50,000 CZK + 2,000 CZK/month, 4% p.a., 10 years → about 350,000 CZK.