Regular Investing

Simulate portfolio growth with monthly deposits and a chosen annual return.

Initial investment

Monthly investment

Expected return % p.a.

Years

Future value

365 892 Kč

Total invested

240 000 Kč

Gain

125 892 Kč

Methodology

Regular investing (DCA): same math as savings with monthly contributions — optional initial amount + monthly investment at a constant return.

Example: 2,000 CZK/month, 8% p.a., 10 years → future value on the order of hundreds of thousands CZK (indicative)

Future value of regular deposits = annuity with monthly contributions and annual return converted to monthly.

1,000 CZK/month, 7% p.a., 20 years → about 520,000 CZK.