Present Value

Discount a future amount to today’s value at a given interest rate.

PV

100 000 Kč

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Formula

PV = FV / (1 + r)^n

Example: FV 162,889, 5%, 10 years → PV 100 000 Kč

Methodology

PV = FV / (1 + r)^n, discounting a future amount to today.

Example

FV 150,000 CZK in 7 years at 4% → PV ≈ 114,000 CZK.

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